The buzz around a possible fourth stimulus check has been growing, with millions of Americans eager to know whether more financial relief is on the way. While no new federal stimulus package has been officially passed by Congress, several targeted payments and state-level relief programs are still being distributed. Here’s a detailed breakdown of who might receive the next payments, when they could arrive, and how you can check if you’re eligible.
The Current Status of the Fourth Stimulus Check
As of now, there is no nationwide fourth stimulus check from the federal government. However, the IRS continues to send out payments related to past stimulus rounds, tax credits, and the 2021 Recovery Rebate Credit. At the same time, several states have rolled out their own relief programs to help residents cope with inflation, housing costs, and rising living expenses. This means that depending on where you live, you may still receive a payment.
Who Could Receive Payments Next
While there isn’t a new stimulus bill at the federal level, some groups are still in line for payments. The following individuals may be eligible to receive funds in the coming weeks:
- Taxpayers who missed out on earlier federal stimulus checks: The IRS continues to send delayed Recovery Rebate Credit payments to those who filed late or were previously ineligible.
- Low-income families: Many states are offering rebates or tax credits to households earning below certain income thresholds.
- Senior citizens and retirees: Some states are issuing additional relief payments for residents on fixed incomes, particularly Social Security recipients.
- Parents and dependents: Households that qualified for the Child Tax Credit but did not receive the full amount may get adjustments in upcoming payments.
- State-level beneficiaries: States such as California, Arizona, and New York have introduced their own stimulus programs, distributing funds directly to eligible residents.
When Payments Are Expected to Arrive
The timing of payments depends on whether they’re federal or state-based. The IRS is expected to continue processing missed payments from previous stimulus rounds through the next few months. Those receiving direct deposits will likely see payments first, while paper checks may take longer to arrive. State relief checks also vary by location — some are being issued immediately, while others are scheduled for late 2025 disbursement.
How to Check Your Eligibility
If you think you’re still owed a stimulus payment, the easiest way to confirm your eligibility is to review your 2021 and 2022 tax returns. Look specifically for the Recovery Rebate Credit, as this determines whether you were underpaid during earlier stimulus rounds. You can also check your state’s tax agency website for any new relief programs currently accepting applications or processing payments.
How to Claim Missed Payments
If you didn’t receive your federal stimulus payment but were eligible, you can still claim it through a Recovery Rebate Credit when filing your tax return. Late filers may still qualify for retroactive payments, though the window to claim these funds will close after the 2025 filing deadline. Make sure your banking and address information are up to date to ensure smooth delivery of any future payments.
What This Means for Americans
Even though a fourth federal stimulus check hasn’t been approved, millions of Americans will still receive financial relief through delayed federal payments or new state programs. If you qualify, checking your eligibility now can help ensure you don’t miss any upcoming payments.
FAQs
1. Is there really a fourth stimulus check coming?
There is no nationwide fourth stimulus check approved at the federal level, but some states and specific programs are issuing new payments.
2. Who qualifies for these new payments?
Eligibility depends on the program. Many payments target low-income households, retirees, or individuals who missed previous stimulus checks.
3. When will these payments arrive?
Federal payments are being issued continuously, while state programs vary in timing. Some residents may receive payments within weeks, others later in 2025.
4. How much money can I expect to receive?
Amounts vary depending on the program. Federal payments like the Recovery Rebate Credit can reach up to $1,400 per eligible individual, while state programs typically range from $250 to $1,000.
5. Can I still claim a missed federal stimulus check?
Yes. If you were eligible but didn’t receive payment, you can claim it by filing a 2021 or 2022 tax return and requesting the Recovery Rebate Credit.